Compare Auto Insurance by State

State minimum requirements, average rates, and top carriers vary by location. Select your state for tailored coverage information.

50 states available

Alabama cityscape and street view
Alabama Senior Driver Auto InsuranceAlabama mandates a mature-driver discount for operators 55+ under Ala. Code §27-13-120. Compare senior rates and see if you qualify.
Alaska cityscape and street view
Alaska Senior Driver Auto InsuranceAlaska mandates mature driver discounts at 55+ under AS 21.96.025. Compare carriers to maximize your savings with a clean record and approved course.
Arizona cityscape and street view
Arizona Senior Driver Auto InsuranceArizona requires $25,000/$50,000/$15,000 liability but does not mandate senior discounts. Compare carriers offering mature-driver course discounts.
Arkansas cityscape and street view
Arkansas Senior Driver Auto Insurance GuideArkansas mandates mature-driver discounts for operators 55+ under Ark. Code §27-19-608. See if you qualify and compare senior rates statewide.
California cityscape and street view
California Senior Driver Auto InsuranceCalifornia mandates mature driver discounts for operators 55+ under Ins. Code §11628.3. Compare senior rates and see if you qualify.
Colorado cityscape and street view
Colorado Senior Driver Auto InsuranceColorado mandates mature-driver discounts for operators 55+ under §10-4-632. State minimums: $25k/$50k/$15k. See if you qualify for a discount.
Connecticut cityscape and street view
Connecticut Auto Insurance for Senior DriversConnecticut mandates a 5% mature driver discount for operators 60+ completing an approved course. See rates, coverage options, and how to qualify.
Delaware cityscape and street view
Delaware Senior Driver InsuranceDelaware mandates a 10% discount on BI, PD, and PIP premiums when you complete a state-approved course. Compare senior rates and see if you qualify.
Florida cityscape and street view
Florida Senior Driver Auto InsuranceFlorida mandates mature driver discounts for operators 55+ under Fla. Stat. §627.0652. Compare senior rates and see if you qualify.
Indiana cityscape and street view
Indiana Senior Driver Auto Insurance GuideIndiana requires 25/50/25 minimum liability. Mature driver discounts vary by carrier—compare rates to find the best fit for your profile.
Iowa cityscape and street view
Iowa Senior Driver Insurance Rates & DiscountsIowa mandates mature driver discounts but insurers set the percentage. Compare senior rates for 65+ drivers. See if you qualify for a course discount.
Kansas cityscape and street view
Kansas Senior Driver Auto InsuranceKansas mandates mature driver discounts after defensive driving course completion. State minimums: $25k/$50k/$25k. Compare senior rates.
Kentucky cityscape and street view
Kentucky Auto Insurance for Senior DriversKentucky requires $25k/$50k/$25k + PIP but does not mandate senior discounts. Compare carriers—mature driver course discounts vary by insurer.
Louisiana cityscape and street view
Louisiana Senior Driver Auto InsuranceLouisiana requires $15k/$30k/$25k liability. Mature driver discounts voluntary, not mandated. See if you qualify for course discounts.
Maryland cityscape and street view
Maryland Senior Driver Auto InsuranceMaryland requires $30k/$60k/$15k liability plus PIP and UM. Mature driver discounts are carrier-set, not mandated. Compare senior rates in Maryland.
Massachusetts cityscape and street view
Massachusetts Senior Driver Auto InsuranceMassachusetts mandates 25% discount for drivers 65+ under MGL c. 175 §113B. Compare carriers honoring state minimums. See mature driver rates.
Michigan cityscape and street view
Michigan Auto Insurance for Senior DriversMichigan mandates mature driver discounts for course completion. State minimum: $50,000/$100,000/$10,000 plus PIP. Compare senior rates now.
Minnesota cityscape and street view
Minnesota Auto Insurance for Senior DriversMinnesota mandates a 10% mature-driver discount for ages 55+ under Minn. Stat. §65B.28. See if you qualify for a mature driver discount in Minnesota.
Mississippi cityscape and street view
Mississippi Senior Driver Auto InsuranceMississippi mandates a 10% discount for drivers 55+ who complete an approved course. State minimum is 25/50/25. Compare senior rates in Mississippi.
Montana cityscape and street view
Montana Senior Driver Auto InsuranceMontana mandates mature-driver discounts for operators 55+ under Mont. Code Ann. §33-16-222. Compare senior rates and see if you qualify.
New Jersey cityscape and street view
New Jersey Senior Driver Auto InsuranceNJ mandates ≥5% off for state-approved defensive driving courses. Minimums: $15k/$30k/$5k + PIP. Compare senior rates that reflect your experience.
North Dakota cityscape and street view
North Dakota Senior Driver Auto InsuranceNorth Dakota mandates mature driver discounts at 55+ under N.D.C.C. §26.1-25-04.1. Compare senior rates and see if you qualify.
Ohio cityscape and street view
Ohio Senior Driver Auto InsuranceOhio mandates mature driver discounts for operators 60+ under Rev. Code §3937.43. See how to qualify and compare senior rates in Ohio.
Pennsylvania cityscape and street view
Pennsylvania Senior Driver Auto InsurancePennsylvania mandates ≥5% discount for drivers 55+ under 75 Pa.C.S. §1799.2. Compare senior rates and see if you qualify for the mature driver discount.
Rhode Island cityscape and street view
Rhode Island Senior Driver Auto InsuranceRhode Island mandates mature driver discounts at age 55 under R.I. Gen. Laws §27-9-7.1. Compare senior rates and see if you qualify for a discount.
Hawaii cityscape and street view
Senior Driver Auto Insurance — HawaiiHawaii requires $20k/$40k/$10k liability plus PIP. Mature driver discounts are carrier-set, not mandated. Compare senior rates in Hawaii today.
Maine cityscape and street view
Senior Driver Auto Insurance — MaineMaine requires insurers to offer mature driver discounts at 55+ under state law. State minimums: $50k/$100k BI, $25k PD, UM required. Compare senior rates.
Missouri cityscape and street view
Senior Driver Auto Insurance — MissouriMissouri mandates mature driver discounts but carriers set amounts. Compare rates, low-mileage programs, and coverage fit for drivers 65+.
Nebraska cityscape and street view
Senior Driver Auto Insurance — NebraskaNebraska requires $25,000/$50,000/$25,000 liability plus uninsured motorist coverage. No mandated mature driver discount. Compare carriers.
Oklahoma cityscape and street view
Senior Driver Auto Insurance — OklahomaOklahoma mandates mature driver discounts under 36 O.S. §924.1. Compare carriers writing in OK and see if you qualify for course-based savings.
South Carolina cityscape and street view
Senior Driver Auto Insurance — South CarolinaSouth Carolina mandates mature driver discounts under S.C. Code §38-73-736. Minimum coverage is $25,000/$50,000/$25,000. See if you qualify.
Utah cityscape and street view
Senior Driver Auto Insurance — UtahUtah mandates mature driver discounts for operators 55+ under §31A-19a-211. Compare senior rates and see if you qualify for low-mileage programs.
Washington cityscape and street view
Senior Driver Auto Insurance — WashingtonWashington mandates mature driver discounts for operators 55+ under RCW 48.19.460. State minimum is 25/50/10. See if you qualify for a discount.
Idaho cityscape and street view
Senior Driver Auto Insurance IdahoIdaho mandates mature-driver discounts for operators 55+ under Idaho Code §41-2515. Compare carriers to find the best rate for your clean record.
Georgia cityscape and street view
Senior Driver Auto Insurance in GeorgiaGeorgia mandates ≥10% discount for seniors completing defensive driving courses (O.C.G.A. §33-9-42). See if you qualify for mature driver rates.
New Hampshire cityscape and street view
Senior Driver Auto Insurance in New HampshireNew Hampshire doesn't mandate senior discounts, but many carriers offer them. Compare rates and see if you qualify for mature driver discounts.
New York cityscape and street view
Senior Driver Auto Insurance in New YorkNew York mandates a 10% discount for drivers who complete a state-approved defensive driving course. Compare senior rates and see if you qualify.
Oregon cityscape and street view
Senior Driver Auto Insurance in OregonOregon mandates mature driver discounts under ORS 742.490 for drivers 55+. Compare carriers to find the best rate after certification.
South Dakota cityscape and street view
Senior Driver Auto Insurance in South DakotaSouth Dakota requires $25k/$50k/$25k minimums plus UM coverage. Mature driver discounts are voluntary—compare carriers to find the best rate.
Tennessee cityscape and street view
Senior Driver Auto Insurance in TennesseeTennessee mandates mature driver discounts at 55+ under Tenn. Code §56-7-1107. Compare carriers to find the best rate for your clean record.
Texas cityscape and street view
Senior Driver Auto Insurance in TexasTexas requires $30k/$60k/$25k liability but no mandated senior discount. Compare mature driver course discounts and low-mileage programs.
Nevada cityscape and street view
Senior Driver Auto Insurance NevadaNevada mandates mature driver discounts for operators 55+ under NRS 690B.029. Compare senior rates and see if you qualify for the state-required discount.
New Mexico cityscape and street view
Senior Driver Auto Insurance New MexicoNew Mexico mandates mature driver discounts for age 55+ under §59A-32-14. State minimum is $25k/$50k/$10k. Compare senior rates and coverage options.
North Carolina cityscape and street view
Senior Driver Auto Insurance North CarolinaNorth Carolina requires $50,000/$100,000/$50,000 liability and uninsured motorist coverage. No state-mandated mature driver discount. Compare senior rates.
Illinois cityscape and street view
Senior Driver Insurance IllinoisIllinois mandates mature driver discounts for drivers 55+ under 215 ILCS 5/143.29. State minimum: $25,000/$50,000/$20,000 plus uninsured motorist.
Vermont cityscape and street view
Vermont Auto Insurance for Senior DriversVermont requires 25/50/10 liability minimums. Carriers offer mature driver course savings. Compare rates that reflect your experience.
Virginia cityscape and street view
Virginia Senior Driver Auto InsuranceVirginia mandates mature driver discounts for operators 55+ under Va. Code §38.2-2217(A). Compare carriers to find the best rate for your profile.
West Virginia cityscape and street view
West Virginia Senior Driver Auto InsuranceWest Virginia mandates mature driver discounts for drivers 55+ with clean records under W. Va. Code §33-20-18. Compare carriers and see if you qualify.
Wisconsin cityscape and street view
Wisconsin Auto Insurance for Senior DriversWisconsin requires $25k/$50k/$10k liability and UM coverage. State law does not mandate mature driver discounts—carriers set amounts. See if you qualify.
Wyoming cityscape and street view
Wyoming Senior Driver Auto InsuranceWyoming mandates a 10% mature driver discount for drivers 55+ who complete an approved course (W.S. 26-14-105(c)). See if you qualify.